Windows Personal Finance Software

Your money. Your computer.
No subscription.

RLMoneyAccounts is a full-featured personal finance app for Windows. Pay once, own it forever — your data stays on your machine, not in someone's cloud.

Buy Now — $29.99 Try free for 30 days ↓

Windows 10 / 11  ·  No account required  ·  Instant download

One-time payment
No monthly fees
Your data stays local
Free updates included
Built by a bookkeeper

Everything you need, nothing you don't

RLMoneyAccounts covers the essentials of personal finance without the bloat of subscription software.

📒

Check Register

A fast, familiar check register for every account. Enter transactions, mark cleared items, and see your running balance at a glance.

🏦

Bank Import

Import transactions directly from your bank using CSV or OFX/QFX files. Automatic duplicate detection keeps your register clean.

📊

Reports

Monthly summaries, spending by category, and budget tracking. See where your money goes without staring at a spreadsheet.

📅

Balance Calendar

See your projected daily balance on a calendar view. Plan ahead for upcoming bills and avoid surprises at the end of the month.

🗂️

Multiple Accounts

Manage checking, savings, and credit cards in one place. Transfer funds between accounts with a single transaction.

💾

Backup & Restore

One-click backup to any folder or drive. Your financial data is yours — back it up anywhere you choose.

Tired of paying every month just to see your own finances?

  • One-time purchase Pay $29.99 once. Use it as long as you want. No renewal, no credit card on file.
  • Your data never leaves your PC No cloud sync, no server uploads, no privacy policy to worry about. Your financial data is stored only on your computer.
  • Built by a professional bookkeeper Designed by an accountant who manages real client books — not a startup that's never balanced a ledger.
  • Free updates, forever Every future update is included with your purchase. No upgrade fees, no "premium" tiers.
Feature Quicken / YNAB RLMoneyAccounts
Pricing $35–99/year $29.99 once
Data location Their cloud Your PC only
Works offline Limited Always
Account required Yes No
Bank import Yes Yes
Future updates Subscription only Free, included
Simple pricing

One price. No surprises.

$29.99
One-time purchase
Buy Now — $29.99

Download includes a full 30-day free trial. Purchase when you're ready.

Built by a bookkeeper, for people who want control

Arista Services, Inc. is a bookkeeping, payroll, and tax preparation firm based in Lexington, South Carolina. RLMoneyAccounts grew out of our own need for a straightforward personal finance tool — one that didn't require a subscription, didn't upload your data anywhere, and just worked.

We use it ourselves. We think you'll find it does exactly what you need and nothing that gets in the way.